Balances are entered by hand for now. When a bank feed is connected it writes into these same rows — the page won't change, the numbers just stop needing you.

Targets start as your own trailing median for that category — what a typical month has actually cost you, not a number you guessed. Tap one to set your own; clear it to go back to the measured figure.

Found by looking for the same merchant at a steady interval — no Claude, no cost, recalculated every load. Confirming one counts it as a fixed monthly commitment; dismissing one stops it being suggested. Only your decision is stored, so a price rise or a cancellation shows up on its own.

Export a CSV from your bank and drop it here. It's read locally and only the parsed rows go to Supabase — the file itself is never uploaded anywhere. Re-importing the same statement won't duplicate anything.

How ingestion works, cheapest and most certain first. Equal-and-opposite amounts in different accounts within 3 days are paired as transfers — moving money between your own accounts or paying a credit bill is never spending or income; the real spend is the merchant rows on the card. Then your rules match what they match. Only what's left over goes to Claude, and every answer it gives becomes a new rule, so a merchant costs you once. Anything you fixed by hand in Transactions is left alone by all three.